Scholarship
New Akanksha Scheme (Educational Loan) (GNDTDC)(NASELGNDTDC)
Overview
About NASELGNDTDC
The New Akanksha Scheme is an educational loan run by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC), a state corporation that sits under Gujarat's Social Justice and Empowerment Department. It lends money to students from Nomadic and Denotified Tribe communities so they can meet the cost of higher professional and technical courses at the graduate and postgraduate levels.
The benefit is a loan rather than a grant. The corporation advances the money and the student repays it. It is meant for graduate and postgraduate study in professional and technical fields.
Eligibility rests on belonging to one of Gujarat's Nomadic or Denotified Tribe (Vicharti and Vimukta Jati) communities, alongside the income, course and academic conditions the corporation sets. If you fall in that group and are moving into a professional or technical programme, the scheme is one route to cover fees without leaning only on a commercial bank loan.
Sources: Gujarat Social Justice and Empowerment Department · New Akanksha Scheme (Educational Loan), myScheme
Who runs it
Provider
Gujarat Nomadic And Denotified Tribes Development Corporation
State / UT Government
Social Justice and Empowerment Department · Gujarat Nomadic And Denotified Tribes Development Corporation
At a glance
Key details
| Level | State/ UT |
| Scheme type | — |
| Category | Education & Learning, Banking,Financial Services and Insurance |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Online |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|
Who can apply
Eligibility criteria
| The applicant should be a resident of Gujarat. | |
| The applicant should belong to the Nomadic Tribe or Denotified Tribe. | |
| The applicant's family's annual income should not exceed ₹3,00,000/-. | |
| The applicant should be pursuing one of the following courses | MBA or its equivalent (AICTE-approved course) |
| The applicant should be pursuing one of the following courses | MCA (Master of Computer Applications) or its equivalent (AICTE-approved course) |
| The applicant should be pursuing one of the following courses | Graduate-level engineering course approved by IIT/AICTE or any other approved professional graduate-level course |
| The applicant should be pursuing one of the following courses | Graduate-level medical course from a college recognized by the Medical Council of India |
| The applicant should be pursuing one of the following courses | Diploma course in Nursing |
| The applicant should be pursuing one of the following courses | Note: At least 50% of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-. |
Who cannot apply
Exclusions
- Loan is not eligible in case of admission obtained under management quota.
What you get
Award & benefits
- 1. Loan Amount: The maximum loan limit for this scheme is up to ₹10,00,000/-.
- 2. Included Expenses: The loan amount will include the following: Admission and tuition fees
- Expenses for books, uniforms, essential materials, and exam fees
- Accommodation and food expenses
- Insurance – Policy premium
- 3. Interest Rate: 4% per annum for male students
- 5% per annum for female students
- 4. Contribution: 90% contribution from the Central Corporation,
- 5% from the State Government,
- 5% from the beneficiary
- 5. Repayment Period: The loan will have to be repaid in 60 equal monthly installments including interest.
- The loan will be recovered within 6 months of completion of the course or upon getting a job, whichever is earlier.
What to prepare
Documents required
Step by step
How to apply
- 1Apply online
See the official links below for the application portal.
Source
Official links
Questions
NASELGNDTDC – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.