Scholarship
Aam Aadmi Bima Yojana (Maharashtra)(AABYM)
Overview
About AABYM
The Aam Aadmi Bima Yojana in Maharashtra is a government insurance scheme for landless labourers in rural areas. In the state it is run by the Social Justice and Special Assistance Department, Government of Maharashtra. It follows the national Aam Aadmi Bima Yojana, a centrally administered social security scheme.
The scheme combines insurance cover with an education benefit. On the death of the insured member the nominee receives a sum, and the cover also applies to accidental death and permanent disability. Alongside this, a monthly scholarship supports the member's children who are studying in classes 9 to 12, for up to two children in a family.
It is meant for landless labourers aged 18 to 59 who live in rural areas, whose household owns no agricultural land, and who are not already covered by a similar insurance scheme. The annual premium is shared between the central and state governments, so eligible members do not pay it themselves. Applications are made through the Collector office, Tahsildar or Talathi.
Sources: Nashik District, Government of Maharashtra – Aam Aadmi Bima Yojana · Beed District, Government of Maharashtra – Aam Aadmi Bima Yojana
Who runs it
Provider
Maharashtra State Government
State / UT Government
Social Justice and Special Assistance Department
At a glance
Key details
| Level | State/ UT |
| Scheme type | — |
| Category | Social welfare & Empowerment, Banking,Financial Services and Insurance, Education & Learning |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Offline |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|
Who can apply
Eligibility criteria
| The applicant should be a resident of Maharashtra. | |
| The applicant's age should be between 18 and 59 years. | |
| The applicant must be a landless labourer. | |
| The applicant should be residing in a rural area. | |
| The applicant's family should not own any agricultural land. | |
| The applicant should not be covered under any other similar insurance scheme. |
What you get
Award & benefits
- Natural Death Benefit: ₹30,000 is payable to the nominee in case of natural death before the terminal date.- Accidental Death Benefit: ₹75,000 is payable to the nominee in case of death due to an accident.- Permanent Total Disability (Accident): ₹75,000 is provided in case of permanent total disability caused by an accident.- Loss of Two Eyes or Two Limbs (Accident): ₹75,000 is payable in case of loss of two eyes or two limbs in an accident.- Loss of One Eye or One Limb (Accident): ₹37,500 is payable in case of loss of one eye or one limb in an accident.- Scholarship Benefit: ₹100 per month is given as a scholarship to children of the insured studying in 9th to 12th standards. The scholarship is available for a maximum of two children per family.
What to prepare
Documents required
Step by step
How to apply
- 1Apply offline
See the official links below for the application portal.
Source
Official links
Questions
AABYM – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.