Expertie

Scholarship

Margadeepam Scholarship(MSK)

Cash
State/ UT
Kerala State Government Kerala myScheme record
Eligibility
The applicant must be a permanent resident of Kerala.
Region
Kerala
Award
Cash
Deadline
Not published by the source
By Expertie Editorial Team · Expertie editorial desk

Overview

About MSK

Most scholarships ask the student to apply. This one does not. Under Margadeepam, the child hands a printed form to the head of the school, and the school's clerk types it into the state portal on the child's behalf. A family that waits for an application link of its own will miss the window entirely. Kerala's Directorate of Minority Welfare paid the scholarship to 121,667 students in the financial year 2024-25, the first year it ran, at a flat Rs 1,500 each.

Margadeepam is a pre-matric scholarship for minority pupils in Classes 1 to 8 of Kerala's government and government-aided schools, and the Directorate of Minority Welfare describes it as a new scheme starting in the financial year 2024-25. It sits below the post-matric layer most scholarship coverage is written about, so the sum is small and the count of pupils it reaches is not.

Read the community list from the department's own text before assuming a child qualifies. The scheme guidelines name the notified minority communities as Muslims, Christians (all sects), Sikhs, Buddhists, Jains and Parsis, and the Directorate's own description of the scheme repeats that list. Where a summary elsewhere sets out a different set of communities, the signed notification is the text the Village Officer's certificate and the school's verification are read against.

Nothing in the scheme works like a first-come queue. What decides an individual case is the merit index set out further down, and what decides whether a case exists at all is the school: an unaided or self-financing school takes the child outside the scheme no matter how well the family fits every other test.

Who runs it

Provider

Kerala State Government

State / UT Government

Directorate of Minority Welfare

At a glance

Key details

LevelState/ UT
Scheme typeNot published by the source
CategoryEducation & Learning
BeneficiariesIndividual
Benefit typeCash
Application modeOffline
Direct Benefit TransferNo
TagsMinority, Student, Scholarship, School, Education
Source recordmyScheme, 2026-07-08official-site· 2026-07-08

Calendar

Important dates

The scheme has not settled into a fixed calendar yet. Its first cycle closed in March, and the portal's notice board still carries those extension notices alongside the current ones. For 2025-26 the window moved to the start of the school year.

StageDate
Applications invited19-08-2025
Last date for pupils to submit to the school12-09-2025
Last date for the head of institution to submit verified applications to the Directorate19-09-2025

Those dates moved once. The portal's announcement board extended the submission deadline to 29 September, 5:00 PM, and it is where an extension appears first, ahead of any news report. Because the school controls the second deadline, a form handed in on the last student date can still fail if the school does not verify it in the week that follows, so the date that matters to a family is the school's internal one.

Who can apply

Eligibility criteria

Four conditions decide eligibility, and none of them is about how well the child is doing at school; marks enter only at the selection stage. The guidelines require the applicant to be a permanent resident of Kerala, studying in Class I to VIII in a government or government-aided school in Kerala, from a notified minority community, with parent or guardian annual income from all sources not exceeding Rs 2.5 lakh.

The income test is stricter in practice than the number suggests, because the certificate that proves it is issued by the Village Officer and it counts income from all sources, not salary alone. The community test runs on a Minority or Community Certificate from the same Village Officer, so a family that has never taken one out starts the process at the village office rather than at the school.

Two further rules narrow the field before merit is even considered. The guidelines cap the scholarship at two children from one family and reserve 30 percent of the awards for girl students, with boys considered for those seats only if the girls' quota goes unfilled.

The applicant must be a permanent resident of Kerala.
The applicant must be studying in Class 1st to Class 8th.
The applicant must be studying in a Government or Government-aided school.
The applicant must belong to a minority religious community (Hindu, Christian (all denominations), Sikh, Buddhist, Jain, or Parsi).
The applicant's family annual income must not exceed ₹2,50,000/-.
_If adequate applicants are not available in one category, students from other categories may be considered._
30% scholarships are reserved for female students.
The applicant (male students) may be considered for female-reserved positions if adequate female applications are not received.
Additional Merit Consideration
PwD: The applicant should provide disability certificate if having 40% and above physical/mental disability.- Orphan: The applicant should provide death certificate if orphaned (father/mother/both parents deceased).
Merit Point Calculation System
Family Income: Formula = (2,50,000 - Actual Income)/25,000 (Maximum 10 points).
Academic Grades: Maximum 12 points (A+ Grade = 12, A Grade = 11, B+ Grade = 10, B Grade = 9, C+ Grade = 8, C Grade = 7, D+ Grade = 6, D Grade = 5).
Orphaned Students: 4 points maximum (Both parents deceased = 4, Single parent deceased = 2).
Physical/Mental Disability: 4 points (40% and above disability and category 2 disability).
Total Maximum Points: 30.
_Academic excellence for Class 2nd to Class 8th students will be determined based on grade points received in academic year._
_Class 1st students will not be evaluated on academic marks but on income eligibility criteria._
Post-Selection Conditions
The applicant must reapply fresh each academic year to continue receiving benefits.
The applicant must maintain eligibility criteria throughout the benefit period.
The applicant must not provide false declarations as it will result in immediate scholarship cancellation and recovery of disbursed amount.

Who cannot apply

Exclusions

A pupil already drawing any other scholarship cannot hold this one alongside it, and the third application from a single household is refused outright. The guidelines instruct the Head of the Institution to cross-check applicant names against the ration card during verification and direct the principal to reject the third application from the same family. That check happens inside the school, before anything reaches the Directorate, which is why a household rarely learns about it from a rejection letter.

  • The applicants already receiving benefits under any other scholarship scheme are not eligible.
  • The applicants whose family member is already receiving this scholarship are not eligible.

Continuation

Renewal conditions

There is no renewal track. The guidelines state that a student who has received the scholarship once can reapply for the next academic year to avail the benefit again, which means a fresh form, a fresh set of certificates and a fresh merit calculation every cycle. Because the merit index runs on the previous year's grade sheet, a pupil's score changes from one year to the next even when nothing about the family changes.

What you get

Award & benefits

The award is flat. It does not scale with the class the child is in, and no hostel, book or uniform component is attached to it.

ItemWhat the scheme provides
AmountRs 1,500 per student for the academic year
TenureOne academic year, paid once
RouteDBT from the Treasury to an Aadhaar-linked account
BankNationalised or scheduled commercial bank, account in the student's name
Beneficiaries, 2024-25121,667 students

One detail in the paperwork cuts against the account rule and is worth settling with the school before the form goes in. The guidelines require the selected student to hold the Aadhaar-linked account in their own name, while the same document's document list accepts a copy of a bank passbook for a student or joint account with a parent or guardian. For a seven-year-old, those are two different instructions, and the head of the institution is the person who resolves which one the branch will accept.

  • Financial Assistance
  • Scholarship amount of ₹1,500/- per student per academic year.
  • One-time Direct Benefit Transfer (DBT) to Aadhaar-linked bank accounts in the name of selected students.
  • The beneficiary must maintain an active Aadhaar-linked bank account with a nationalized or scheduled bank in their own name for Direct Benefit Transfer.
  • The beneficiary must provide accurate banking details to the institutional head for successful fund transfer.
  • The beneficiary must not receive any other scholarship benefits under other schemes simultaneously while availing this scholarship.
  • The beneficiary must apply fresh each academic year if they wish to continue receiving the scholarship in subsequent years.
  • The beneficiary must cooperate with institutional verification processes and provide original documents when requested by authorities.
  • The beneficiary must immediately inform the institutional head of any change in circumstances that may affect eligibility.
  • The beneficiary must return the entire scholarship amount if found guilty of providing false declarations or fraudulent information.

What to prepare

Documents required

The certificates that carry weight are the two issued by the Village Officer, the family income certificate and the community or minority certificate. Alongside them the school collects a copy of the bank passbook and the academic grade sheet for the 2024-25 academic year, plus a disability certificate or a parent's death certificate where those apply, since both carry index points.

How those papers travel changed mid-cycle. The guidelines had asked for them as uploads, in pdf format, maximum 200 kb in size. An addendum issued by the Director dropped the upload requirement after heads of institutions reported that scanning every document was delaying verification: copies are now collected with the application, verified at the school, and kept in the school's safe custody for the Directorate to inspect on demand. A family should therefore expect to hand over paper, and should keep its own set, because the originals live in a school cupboard rather than on a server.

Income Certificate.
Minority/Community Certificate.
Bank Passbook Copy.
Disability Certificate (applicable only for 40% and above disability and category 2 disability).
Death Certificate of Father/Mother/Both Parents (applicable only where parent/parents are deceased).
Grade Sheet Copy.

Step by step

How to apply

The guidelines set out a sequence that begins offline and finishes online. The application form is downloaded from margadeepam.kerala.gov.in, filled in by the applicant, and submitted to the head of the institution. The school's clerk then enters the details in the Clerk Login and passes them to the head, who verifies them and forwards the application to the Minority Welfare Department through the portal.

What happens inside that portal explains most of the errors families run into. The institution user manual instructs schools to log in with the Sampoorna Code as both username and password, add every class in the school before any pupil can be added, then add a student by admission number and pull their details from the KITE Sampoorna portal. Aadhaar number, admission number and account number must each be unique, and the manual is blunt that data once added cannot be edited: a wrong digit has to be fixed by removing the student and adding them again. The guidelines put the accuracy of that entry on the clerk, and oblige the head of the institution to assist an applicant who cannot fill the form and to communicate any shortcoming in an application well in advance, which is the only correction window the rules actually name.

To follow the application afterwards, the portal's Track Details page asks for the academic year and the pupil's Aadhaar number, and returns the status held against that number. There is no separate application ID to keep, so the Aadhaar used on the form is the only handle the family needs.

  1. 1
    Apply offline

    The official links on this page lead to the application portal.

How winners are picked

Selection process

Selection runs on a published 30-point index rather than on a cut-off percentage, which makes it possible to estimate a child's standing before applying.

CategoryIndex points
Family income(2,50,000 minus actual income) / 25,000, maximum 10
Academic grade, previous yearA+ 12, A 11, B+ 10, B 9, C+ 8, C 7, D+ 6, D 5
Both parents deceased4
One parent deceased2
Disability of 40 percent or more4
Total30

The income formula rewards the poorest households steeply: every Rs 25,000 below the ceiling is worth a point, so a family reporting no income scores the full 10 while one just under the bar scores close to nothing. Grades carry slightly more weight than income at the top of the scale, and they are read from the previous academic year, which is why the grade sheet is a mandatory document rather than an optional one.

Two rules sit outside the index. Class 1 pupils are ranked on income alone, because they have no previous year's grade sheet to score, and where a particular class does not attract enough applicants the department considers pupils from a class that attracted more.

Fine print

Terms & conditions

A false declaration is not treated as an error to be corrected. The guidelines provide that a scholarship obtained on a false statement is cancelled immediately and the amount recovered, and the bar on holding another scholarship applies throughout the period the pupil holds this one. The department also keeps its inspection right open: because the documents now sit with the school under the Director's addendum, the Directorate can call for any file at any time, and a discrepancy surfaces at the school rather than at the treasury.

Get help

Contact

For a pupil, the first point of contact is the head of their own school, who holds the login, the documents and both deadlines. The Directorate handles what the school cannot: it works from the 4th floor of Vikas Bhavan, Thiruvananthapuram 695033, on 0471 2300524 and 0471 2300523, and at scholarship.mwd@gmail.com. The notification and the addendum for 2025-26 were both issued over the signature of Sabin Sameed IAS, Director of Minority Welfare, and the addendum carries that signature.

Questions

MSK – FAQ

Frequently asked questions

From the official scheme FAQ (myScheme)

Read this

Disclaimer

Disclaimer

Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles, so always confirm on the official links above before applying. Expertie does not process applications or charge fees.

References

Sources

  1. 121,667 students in the financial year 2024-25margadeepam.kerala.gov.in
  2. Guidelinesminoritywelfare.kerala.gov.in
  3. myScheme (Government of India)myscheme.gov.in

Written by

Expertie Editorial Team

Expertie editorial desk

Published 8 Jul 2026 Last updated 2 Sept 2026verified data

Sources & References

  1. 1.myScheme (MeitY, Government of India) official-site· accessed 2026-07-08