Scholarship
Education Loan Scheme: Haryana Women Development Corporation(ELSHRWCD)
Overview
About ELSHRWCD
The Education Loan Scheme is run by the Haryana Women Development Corporation (HWDC), a state undertaking that sits under the Women and Child Development Department of the Government of Haryana. It is aimed at female students from Haryana, and works as an interest subsidy layered on top of a regular bank education loan rather than as a loan the corporation itself issues.
Under the scheme, HWDC pays a subsidy of 5% simple interest against the bank's lending rate, so the student carries only the balance. If a bank charges, say, 9.5% on an education loan, the corporation covers 5 percentage points and the borrower services the rest. The stated purpose is to ease the interest burden on girls and their families as they pursue graduate, postgraduate or doctoral study, whether in India or abroad.
Eligibility is built around Haryana domicile. The corporation states that girls who are Haryana residents, or daughters of Haryana government employees, may apply once the bank's own education-loan criteria are met, and it records no income, caste or creed condition on the subsidy. HWDC has run the scheme since 2007, making it one of the corporation's longer-standing supports for women pursuing higher education in the state.
Sources: Haryana Women Development Corporation – Education Loan Scheme · Editorji – Haryana launches education loan scheme for girls' higher education
Who runs it
Provider
Haryana State Government
State / UT Government
Women and Child Development Department
At a glance
Key details
| Level | State/ UT |
| Scheme type | — |
| Category | Women and Child |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Online, Online - via CSC |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|
Who can apply
Eligibility criteria
| The applicant should be a Haryana domicile girl. | |
| The applicant can be a child of a Haryana Government employee. | |
| The applicant can pursue higher education, professional/technical diploma/graduate/postgraduate, doctoral/post-doctoral level in the country and abroad. | |
| There are no preconditions for income. | |
| There are no preconditions of caste. | |
| There are no preconditions for religion. | |
| The scheme is applicable for studies in India and abroad. |
What you get
Award & benefits
- Financial Assistance: Provided to female students under a Bank tie-up Education Scheme.1. Interest Subsidy: The Corporation will provide an interest subsidy of 5% per annum to the banks.1. Reduced Interest Burden: The scheme aims to reduce the interest burden on the student/guardian.1. Specific Interest Subsidy Condition: The Haryana Women Development Corporation (HWDC) will pay up to 5% interest subsidy on Education Loans to those female students who have availed the Education Loan from SBI Group and whose parents are employees of these banks and are being provided Education Loan at a lesser interest rate than the rate of interest for the general public. Hence, only the difference in interest of the subsidy will be paid by HWDC.
What to prepare
Documents required
Step by step
How to apply
- 1Apply online
See the official links below for the application portal.
- 2Apply online - via csc
See the official links below for the application portal.
Source
Official links
Questions
ELSHRWCD – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.