Scholarship
Education Loan Scheme under NSKFDC- Haryana(ELSNSKFDCH)
Overview
About ELSNSKFDCH
The Education Loan Scheme under NSKFDC is a state-level education loan offered in Haryana. It channels funding from the National Safai Karamcharis Finance & Development Corporation (NSKFDC), an apex corporation under the Union Ministry of Social Justice and Empowerment, to students in the state. Delivery on the ground is handled by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC), the state-owned company that implements NSKFDC-linked schemes in Haryana.
The support is a repayable education loan rather than an outright grant. It is meant for regular, full-time recognised professional and technical courses, whether pursued in India or abroad, and it helps meet the cost of admission and tuition so that students do not have to drop such programmes for want of money.
The scheme is aimed at Safai Karamcharis, manual scavengers and waste pickers, and their dependents who are permanent residents of Haryana. NSKFDC was set up to improve the socio-economic standing of Safai Karamcharis and their families, and this loan extends that purpose into higher and professional education. If you fall in that group, it offers a route to fund a professional or technical course you might otherwise have to defer.
Sources: Education Loan Scheme under NSKFDC- Haryana, myScheme (Government of India) · Haryana Scheduled Castes Finance and Development Corporation (HSFDC), Government of Haryana · Education Loan (EL), National Safai Karamcharis Finance & Development Corporation (NSKFDC)
Who runs it
Provider
Haryana Scheduled Castes Finance And Development Corporation
State / UT Government
Welfare of Scheduled Caste & Backward Classes Department · Haryana Scheduled Castes Finance And Development Corporation
At a glance
Key details
| Level | State/ UT |
| Scheme type | — |
| Category | Banking,Financial Services and Insurance, Education & Learning |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Online, Offline |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|
Who can apply
Eligibility criteria
| The applicant should be a permanent resident of Haryana. | |
| The applicant's age should be between 18 and 55 years. | |
| There is no income limit. | |
| The applicant should be Safai Karamchari or his/her dependent. | |
| The loan shall be provided to students for pursuing regular full time recognized professional/technical courses in India or abroad. | |
| The Education loan for a particular student shall be made admissible only once either at Diploma/Graduation or Post Graduation Diploma/Post Graduation level. However, an Educational Loan shall be offered to a student who secures admission in any integrated course of a longer duration covering both levels. | |
| Note 1: Permanent Safai Karamchari means a person engaged in, or employed for any sanitation work and includes his dependents. | |
| Note 2: The applicant shall have to produce a Certificate of Safai karamchari or dependent of Safai karamchari from the head of the Government Departments (i.e. school, colleges, forest, health, education, animal husbandry having rank not less than Gazetted officer), elected members of municipal Body/corporation and pradhan of Gram panchayats, local revenue officer or the cantonment or an officer of the Railways not below the rank of gazette officer. | |
| Note 3: NSFDCs Educational Loan shall also be admissible for students of the target group who have secured admission to technical /professional courses prior to 01.12.2009 subject to the condition that they have not availed Educational Loan from any other institution. |
What you get
Award & benefits
- Maximum Loan Limit: For studies within India: Up to ₹10,00,000/- - For studies abroad: Up to ₹20,00,000/-
- Recovery: Recovery (Principal & Interest) will commence after 6 months of completion of the course or getting employment, whichever is earlier. The loan will be repaid in 20 quarterly installments in 5 years from the date of first disbursement.
- There would be a tag/maker on the Diploma/Degree of the student indicating his repayment liabilities.
- Note: The Educational Loan, shall, however, be restricted to cover the admissible expenses for the remaining years of study on a pro-rata basis. Further, all Educational Loans shall be sanctioned & disbursed on a case-to-case basis.
What to prepare
Documents required
Step by step
How to apply
- 1Apply online
See the official links below for the application portal.
- 2Apply offline
See the official links below for the application portal.
Questions
ELSNSKFDCH – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.