Scholarship
Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries(DBSALHSIFC)
Overview
About DBSALHSIFC
The Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries is a Gujarat state scheme that helps Scheduled Caste students meet the cost of higher education abroad. It is run by the Director of Scheduled Caste Welfare, part of the Department of Social Justice and Empowerment, Government of Gujarat, which lists it as scheme BCK-15.
It is a concessional loan, not a grant, and charges interest at 4%. It is meant for SC students who can study overseas but cannot fund it from their own resources, and it can go towards the cost of a graduate, postgraduate or technical course at a recognised foreign institution.
To apply, a student needs to belong to the Scheduled Castes and to have secured a place and a visa for the course abroad; there is no income ceiling. The application is submitted before the student travels, through the Gujarat e-Samaj Kalyan portal or the District Social Welfare Office.
Sources: Director, Scheduled Caste Welfare, Government of Gujarat – scheme BCK-15 · Buddy4Study – Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries, Gujarat
Who runs it
Provider
Deputy Director, Scheduled Caste Welfare Office And Director, Scheduled Caste Welfare Office, Gandhinagar
State / UT Government
Social Justice and Empowerment Department · Deputy Director, Scheduled Caste Welfare Office And Director, Scheduled Caste Welfare Office, Gandhinagar
At a glance
Key details
| Level | State/ UT |
| Scheme type | — |
| Category | Education & Learning |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Online, Offline |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|---|---|
| Current | Applications open | 1999-01-01 |
Who can apply
Eligibility criteria
| The applicant should be native of Gujarat state. | |
| The applicant should belong to the Scheduled Caste Category of Gujarat State. | |
| Loans for post graduate, Ph.D., higher level research and computer courses to those who have secured 50% or more marks in graduation. | |
| Loans for technical and professional courses abroad after 12th Standard. | |
| Loan can be given to maximum two persons of the same family. | |
| There is no income limit. | |
| The institution of the foreign country in which the student is studying must be recognized by that government and the degree obtained must be accepted in that country. | |
| Approval will only be processed once the visa and air ticket have been issued. | |
| Scheduled caste students of the state who are admitted to study abroad based on the syllabus of class-12 or above should have 50% or more marks. Also they offer Diploma, Graduate, Post Graduate, Post Graduate Diploma, Ph.D. Also eligible for loans for other courses of more than one year duration in all fields. | |
| Note 01: Loan repayment starts after 6 months after the completion of the student's course. But the recovery of the loan has to be completed within 10 years. After the repayment of the principal amount, the interest also has to be recovered accordingly. | |
| Note 02: The beneficiary will have to furnish a valid surety. | |
| Note 03: The student can apply for a loan within six months of moving abroad. | |
| Note 04: Students who have passed Class-10 and have completed a recognized ITI course of two years or more duration and have passed the NCVT or GCVT examination for the same according to their choice, Gujarat Secondary and Higher Secondary Education Board. 12th or Gujarat Open School Examination in English subject, those students will be treated as equivalent to 12th for the purpose of admission to higher secondary education courses. | |
| Note 05: A student who has completed a three-year diploma course at a Polytechnic will be treated as equivalent to Class 12 for college admission. | |
| Note 06: If the student settles abroad, change of place of work-residence, contact number, e-mail id, notification of movement to India "till the loan is repaid" will be mandatory. |
What you get
Award & benefits
- Under this scheme, a loan of ₹15 lakhs is provided at an interest rate of 4% to the eligible students.
What to prepare
Documents required
Step by step
How to apply
- 1Apply online
See the official links below for the application portal.
- 2Apply offline
See the official links below for the application portal.
Questions
DBSALHSIFC – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.