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Scholarship

LIDCOM Education Loan Scheme(LELS)

Cash
Eligibility
The applicant should be a citizen of India.
Region
Maharashtra
Award
Cash
By Expertie Editorial Team · Expertie editorial desk

Overview

About LELS

The Education Loan Scheme is administered by the Sant Rohidas Leather Industries and Charmakar Development Corporation, known as LIDCOM, a wholly state-owned corporation that Maharashtra set up in 1974. It sits under the state's Social Justice and Special Assistance Department, and its brief is the social, economic and educational development of the Charmakar community, the traditional leather-working groups of Dhor, Chambhar, Mochi and Holar.

The loan is financed through the National Scheduled Castes Finance and Development Corporation (NSFDC), a central undertaking, and disbursed to students by LIDCOM. The benefit is credit rather than a grant, meant to cover the cost of postgraduate study and repaid over a fixed term. Women applicants are charged a lower rate of interest than men.

You are eligible if you belong to the Charmakar community, are a permanent resident of Maharashtra, and are pursuing postgraduate education, whether at an institution in India or abroad. The scheme applies within an income ceiling and an age band that reaches well beyond the typical graduating student, so it is open to older learners as well as recent graduates. A valid caste certificate and income certificate are required at the time of applying.

Sources: Education Loan Scheme, Sant Rohidas Leather Industries & Charmakar Development Corporation Ltd (LIDCOM) · Sant Rohidas Leather Industries & Charmakar Development Corporation Ltd (LIDCOM), Social Justice & Special Assistance Department, Government of Maharashtra

Who runs it

Provider

District Offices Of The Leather Industries Development Corporation (LIDCOM)

State / UT Government

Social Justice and Special Assistance Department · District Offices Of The Leather Industries Development Corporation (LIDCOM)

At a glance

Key details

LevelState
Scheme type
CategoryEducation & Learning, Banking,Financial Services and Insurance, Social welfare & Empowerment
BeneficiariesIndividual
Benefit typeCash
Application modeOffline

Calendar

Important dates

Across all open application cycles.

Important dates by cycle
CycleStageDate

Who can apply

Eligibility criteria

The applicant should be a citizen of India.
The applicant should be a permanent resident of Maharashtra State.
The applicant should be from Charmakar Community only (Dhor, Chambhar, Holar, Mochi etc.).
The applicant should be in the 18 to 50 years age group.
The annual income of the family of the applicant should be less than or equal to Rs.3,00,000/-.
The applicant should have a knowledge of the business for which s/he has applied for loan.

What to prepare

Documents required

Aadhaar Card.
2-Passport Sized Photograph (Signed Across)
Marksheet / Passing Certificate of the Latest Educational Qualification.
Proof of Admission : Offer Letter or Admission Letter from the Institution. Conditional admission letter may be considered in case of studies abroad.
Residential Certificate / Domicile Certificate of the State of Maharashtra.
Income Certificate issued by an Authorised Govt.Officer.
Caste Certificate issued by an Authorised Govt.Officer.
Details of the Bank Account (Bank Name, Branch Name, Address, IFSC, etc).
A/C statement for last 1 year in case of any previous loan from other Banks/Lenders (if any)

Step by step

How to apply

  1. 1
    Apply offline

    See the official links below for the application portal.

Questions

LELS – FAQ

Disclaimer

Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.

Written by

Expertie Editorial Team

Expertie editorial desk

Published 8 Jul 2026 Last updated 8 Jul 2026verified data

Sources & References

  1. 1.myScheme (MeitY, Government of India) official-site· accessed 2026-07-08