Scholarship
Padho Pardesh(PPMA)
Overview
About PPMA
Padho Pardesh was a central government scheme of interest subsidy on education loans for overseas study, run by the Ministry of Minority Affairs. It fell under the Prime Minister's New 15 Point Programme for the Welfare of Minorities and was directed at students from the notified minority communities. The benefit took the form of a subsidy on the interest charged on an approved education loan, routed through the lending bank rather than paid to the student as cash.
The scheme was meant for meritorious students from economically weaker sections of these communities who had secured admission to postgraduate study abroad. It covered master's, M.Phil and Ph.D. courses across a defined set of disciplines, with an annual family-income limit and a cap on the loan amount that the subsidy would apply to.
On the myScheme portal, Padho Pardesh is now listed as closed and is not accepting fresh applications. Students looking for overseas or higher-education support from the Ministry of Minority Affairs should check the ministry's current, active schemes before planning around it.
Sources: Padho Pardesh, myScheme (Government of India) · Ministry of Minority Affairs, Wikipedia
Who runs it
Provider
Ministry Of Minority Affairs
Central Government
Central Sector Scheme
At a glance
Key details
| Level | Central |
| Scheme type | Central Sector Scheme |
| Category | Education & Learning |
| Beneficiaries | Individual |
| Benefit type | Cash |
| Application mode | Online |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|---|---|
| Current | Applications open | 2014-02-26 |
| Current | Applications close | 2022-12-15 |
Who can apply
Eligibility criteria
| Students must have been admitted to an approved master's, M.Phil, or Ph.D. program abroad. | |
| Students must have been admitted to a recognized university or institution abroad. | |
| Student's family income must not exceed ₹ 6,00,000 per annum. | |
| Students must have obtained an education loan from a scheduled bank under the Indian Banks Association (IBA) Education Loan Scheme. | |
| Students must apply for the scheme's benefits during their first year of study. Applications received in the second year or later will not be accepted. | |
| Priority will be given to applications from states and union territories with lower bank interest rates. | |
| Payment of financial benefits may be linked to the student's Aadhaar number. |
What you get
Award & benefits
- Financial assistance: The scheme provides an interest subsidy on education loans, which can help to reduce the cost of overseas education for minority students.1. Increased access to education: The scheme makes overseas education more accessible to minority students from all backgrounds, regardless of their financial situation.1. Improved employability: Studying abroad can give students a competitive edge in the job market, and the Padho Pardesh scheme can help minority students to achieve their career goals.1. Personal and professional development: Studying abroad can be a transformative experience, and the Padho Pardesh scheme can help minority students to develop their skills and knowledge in a global context.
What to prepare
Documents required
Step by step
How to apply
- 1Apply online
See the official links below for the application portal.
Source
Official links
Questions
PPMA – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.