Scholarship
Mahatama Gandhi Bunkar Bima Yojana(MGBBY-ODISHA)
Overview
About MGBBY-ODISHA
Mahatama Gandhi Bunkar Bima Yojana is a life-insurance cover for handloom weavers, and this listing is the version that Odisha's Handlooms, Textiles and Handicrafts Department runs for weavers in the state. It grew out of the Bunkar Bima Yojana, which the Government of India introduced in December 2003 by merging the Janshree Bima Yojana with an add-on group insurance scheme operated with the Life Insurance Corporation of India (LIC). Odisha has implemented it under the present name since 2005-06.
The scheme covers a weaver against natural death, accidental death, and total or partial disability, with a higher sum assured for accidental cases. LIC administers the cover and settles claims, paying the money to the weaver or, on death, to the nominated family. Children of covered weavers can also draw a scholarship under the linked Shiksha Sahyog component, paid every six months to students in classes 9 to 12 and capped at two children per member. The annual premium is split between the weaver, the central government, and LIC, which keeps a member's own share small.
Eligibility runs to handloom weavers between 18 and 59 who earn at least half their income from weaving, and it covers women and minority weavers on the same terms. Because the main benefit is paid on death or disability rather than for study, the people it ultimately protects are the families of enrolled weavers, and enrolment is handled through the state handloom directorate and its field offices.
Sources: myScheme – Mahatama Gandhi Bunkar Bima Yojana (Odisha), Government of India portal · Handlooms, Textiles and Handicrafts Department, Government of Odisha – MGBBY scheme guideline (PDF) · Drishti IAS – Mahatma Gandhi Bunkar Bima Yojana
Who runs it
Provider
The Office Of The State Director-in-charge Of Handlooms & Textiles And Its Subordinate Offices In The Field
State / UT Government
Textiles and Handloom Department · The Office Of The State Director-in-charge Of Handlooms & Textiles And Its Subordinate Offices In The Field
At a glance
Key details
| Level | State |
| Scheme type | — |
| Category | Banking,Financial Services and Insurance, Education & Learning, Social welfare & Empowerment |
| Beneficiaries | Individual, Family |
| Benefit type | Cash |
| Application mode | Offline |
Calendar
Important dates
Across all open application cycles.
| Cycle | Stage | Date |
|---|---|---|
| Current | Applications open | 2005-04-01 |
| Current | Applications close | 2012-12-31 |
Who can apply
Eligibility criteria
| The weaver should be earning at least 50% of his income from handloom weaving. | |
| All weavers, whether male or female, between the age group of 18 and 59 years are eligible to be covered under the scheme, including minorities, women weavers, and weavers belonging to NER. | |
| The weavers belonging to the State Handloom Development Corporations/Apex/ Primary Handloom Weavers’ Cooperative Societies will be covered under the Scheme. | |
| Weavers outside co-operative can also be covered under the scheme on a certificate from the State Directorate of Handlooms that they are fulfilling the eligibility conditions. | |
| The children of weavers who are covered under “Shiksha Sahyog Yojana” will also be eligible for scholarship and the benefit of scholarship is restricted to two children of the member covered. Both the children irrespective of gender based discrimination will be covered for scholarship. | |
| NOTE | It will be the responsibility of the State Director in charge of Handlooms to verify the eligibility of the weavers who are proposed to be covered under the scheme. |
What you get
Award & benefits
- This scheme provide insurance coverage to handloom weavers as under: In the event of the natural death of the weaver, a Sum Assured of ₹ 60,000 will become payable to the nominee.
- In the cause of Accidental Death or Total Permanent Disability, a Sum Assured of ₹ 1,50,000/- will become payable to the nominee.
- In case of Partial Disability, a Sum Assured of ₹ 75,000/- will become payable.
- The scheme also provides scholarship to the children of parents who are covered under it under “Shiksha Sahyog Yojana”.
- A scholarship of ₹ 600/- per six month per child is to be paid to students studying is standard IX to XII for a maximum period of four years or till they complete XII standard, whichever event occurs earlier.
What to prepare
Documents required
Step by step
How to apply
- 1Apply offline
https://handloom.odisha.gov.in
Source
Official links
Questions
MGBBY-ODISHA – FAQ
Disclaimer
Scheme details are compiled from myScheme, the Government of India’s official scheme-discovery platform, and are reproduced without alteration. Amounts, deadlines and eligibility change between cycles — always confirm on the official links above before applying. Expertie does not process applications or charge fees.